Call reports 2017
BLUE SKY BANK — 2017
What BLUE SKY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 196,582,000 | 203,059,000 | 196,040,000 | 216,885,000 |
| Total loans | 167,935,000 | 168,410,000 | 165,113,000 | 174,156,000 |
| Allowance for loan losses | 2,586,000 | 2,583,000 | 2,099,000 | 2,170,000 |
| Securities available for sale | 5,290,000 | 4,971,000 | 5,943,000 | 5,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,471,000 | 176,581,000 | 169,119,000 | 189,705,000 |
| Interest-bearing deposits | 144,913,000 | 145,447,000 | 132,405,000 | 141,066,000 |
| Noninterest-bearing deposits | 25,558,000 | 31,134,000 | 36,715,000 | 48,639,000 |
| Equity capital | 25,654,000 | 26,016,000 | 26,482,000 | 26,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,359,000 | 4,833,000 | 7,523,000 | 10,211,000 |
| Interest expense | 286,000 | 578,000 | 886,000 | 1,198,000 |
| Net interest income | 2,073,000 | 4,255,000 | 6,637,000 | 9,013,000 |
| Noninterest income | 181,000 | 420,000 | 648,000 | 924,000 |
| Noninterest expense | 1,495,000 | 3,127,000 | 4,771,000 | 6,609,000 |
| Provision for loan losses | 0 | 70,000 | 140,000 | 295,000 |
| Pretax income | 759,000 | 1,478,000 | 2,374,000 | 3,033,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 759,000 | 1,478,000 | 2,374,000 | 3,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,677,000 | 26,017,000 | 26,482,000 | 26,696,000 |
| Total capital | 27,962,000 | 28,344,000 | 28,581,000 | 28,866,000 |
| Risk-weighted assets | 182,548,000 | 185,942,000 | 185,655,000 | 195,615,000 |