Call reports 2016
BLUE SKY BANK — 2016
What BLUE SKY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 219,534,000 | 212,720,000 | 204,130,000 | 206,099,000 |
| Total loans | 185,712,000 | 179,086,000 | 172,374,000 | 172,838,000 |
| Allowance for loan losses | 2,376,000 | 2,351,000 | 2,650,000 | 2,523,000 |
| Securities available for sale | 5,558,000 | 4,399,000 | 4,560,000 | 4,287,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,018,000 | 187,606,000 | 178,605,000 | 180,239,000 |
| Interest-bearing deposits | 158,952,000 | 153,542,000 | 144,938,000 | 145,741,000 |
| Noninterest-bearing deposits | 36,066,000 | 34,064,000 | 33,667,000 | 34,498,000 |
| Equity capital | 23,902,000 | 24,514,000 | 24,934,000 | 25,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,653,000 | 5,354,000 | 7,866,000 | 10,347,000 |
| Interest expense | 349,000 | 692,000 | 987,000 | 1,272,000 |
| Net interest income | 2,304,000 | 4,662,000 | 6,879,000 | 9,075,000 |
| Noninterest income | 153,000 | 440,000 | 696,000 | 929,000 |
| Noninterest expense | 1,343,000 | 2,747,000 | 4,152,000 | 5,616,000 |
| Provision for loan losses | 150,000 | 300,000 | 400,000 | 400,000 |
| Pretax income | 985,000 | 2,076,000 | 3,044,000 | 4,009,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 985,000 | 2,076,000 | 3,044,000 | 4,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,899,000 | 24,514,000 | 24,934,000 | 25,400,000 |
| Total capital | 26,275,000 | 26,865,000 | 27,290,000 | 27,762,000 |
| Risk-weighted assets | 206,261,000 | 195,803,000 | 188,206,000 | 188,832,000 |