Call reports 2015
BLUE SKY BANK — 2015
What BLUE SKY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 211,711,000 | 214,302,000 | 223,451,000 | 223,098,000 |
| Total loans | 164,619,000 | 177,829,000 | 185,838,000 | 191,437,000 |
| Allowance for loan losses | 2,227,000 | 2,399,000 | 2,422,000 | 2,293,000 |
| Securities available for sale | 8,867,000 | 9,118,000 | 8,096,000 | 8,066,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,529,000 | 191,685,000 | 199,994,000 | 199,231,000 |
| Interest-bearing deposits | 158,493,000 | 158,364,000 | 161,985,000 | 161,347,000 |
| Noninterest-bearing deposits | 31,036,000 | 33,322,000 | 38,010,000 | 37,884,000 |
| Equity capital | 21,373,000 | 21,933,000 | 22,755,000 | 23,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,273,000 | 4,760,000 | 7,387,000 | 10,037,000 |
| Interest expense | 274,000 | 597,000 | 945,000 | 1,297,000 |
| Net interest income | 1,999,000 | 4,163,000 | 6,442,000 | 8,740,000 |
| Noninterest income | 107,000 | 249,000 | 377,000 | 517,000 |
| Noninterest expense | 1,207,000 | 2,464,000 | 3,627,000 | 5,164,000 |
| Provision for loan losses | 455,000 | 610,000 | 760,000 | 910,000 |
| Pretax income | 444,000 | 1,344,000 | 2,438,000 | 3,189,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 444,000 | 1,344,000 | 2,438,000 | 3,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,350,000 | 21,957,000 | 22,755,000 | 23,207,000 |
| Total capital | 23,572,000 | 24,356,000 | 25,177,000 | 25,500,000 |
| Risk-weighted assets | 177,784,000 | 208,596,000 | 209,903,000 | 214,420,000 |