Call reports 2014
BLUE SKY BANK — 2014
What BLUE SKY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 179,691,000 | 190,360,000 | 194,081,000 | 189,358,000 |
| Total loans | 145,901,000 | 148,928,000 | 145,680,000 | 154,007,000 |
| Allowance for loan losses | 2,229,000 | 2,428,000 | 2,682,000 | 1,769,000 |
| Securities available for sale | 8,443,000 | 6,082,000 | 6,496,000 | 7,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,789,000 | 169,015,000 | 172,121,000 | 167,344,000 |
| Interest-bearing deposits | 129,888,000 | 137,064,000 | 136,306,000 | 135,648,000 |
| Noninterest-bearing deposits | 28,900,000 | 31,951,000 | 35,816,000 | 31,696,000 |
| Equity capital | 19,768,000 | 20,368,000 | 21,025,000 | 21,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,119,000 | 4,379,000 | 6,618,000 | 8,806,000 |
| Interest expense | 229,000 | 482,000 | 742,000 | 1,003,000 |
| Net interest income | 1,890,000 | 3,897,000 | 5,876,000 | 7,803,000 |
| Noninterest income | 138,000 | 265,000 | 492,000 | 677,000 |
| Noninterest expense | 1,151,000 | 2,270,000 | 3,392,000 | 4,751,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 700,000 |
| Pretax income | 727,000 | 1,607,000 | 2,560,000 | 3,061,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 727,000 | 1,607,000 | 2,560,000 | 3,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,747,000 | 20,334,000 | 20,993,000 | 21,200,000 |
| Total capital | 21,670,000 | 22,309,000 | 22,993,000 | 22,969,000 |
| Risk-weighted assets | 153,552,000 | 157,555,000 | 159,287,000 | 166,358,000 |