Call reports 2013
BLUE SKY BANK — 2013
What BLUE SKY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 165,046,000 | 162,997,000 | 167,774,000 | 169,385,000 |
| Total loans | 136,167,000 | 130,730,000 | 127,555,000 | 133,420,000 |
| Allowance for loan losses | 2,249,000 | 1,963,000 | 2,146,000 | 2,302,000 |
| Securities available for sale | 6,170,000 | 5,503,000 | 6,012,000 | 7,593,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,798,000 | 143,575,000 | 147,789,000 | 149,305,000 |
| Interest-bearing deposits | 123,633,000 | 123,846,000 | 117,526,000 | 120,532,000 |
| Noninterest-bearing deposits | 22,164,000 | 19,730,000 | 30,262,000 | 28,773,000 |
| Equity capital | 17,924,000 | 18,416,000 | 18,969,000 | 19,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,031,000 | 4,132,000 | 6,193,000 | 8,192,000 |
| Interest expense | 229,000 | 465,000 | 690,000 | 908,000 |
| Net interest income | 1,802,000 | 3,667,000 | 5,503,000 | 7,284,000 |
| Noninterest income | 91,000 | 205,000 | 314,000 | 431,000 |
| Noninterest expense | 944,000 | 1,933,000 | 2,917,000 | 4,135,000 |
| Provision for loan losses | 130,000 | 280,000 | 395,000 | 545,000 |
| Pretax income | 819,000 | 1,659,000 | 2,505,000 | 3,035,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 819,000 | 1,659,000 | 2,505,000 | 3,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,888,000 | 18,404,000 | 19,019,000 | 19,315,000 |
| Total capital | 19,696,000 | 20,132,000 | 20,719,000 | 21,064,000 |
| Risk-weighted assets | 144,179,000 | 138,038,000 | 135,533,000 | 139,354,000 |