Call reports 2012
BLUE SKY BANK — 2012
What BLUE SKY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 150,064,000 | 164,077,000 | 172,513,000 | 164,549,000 |
| Total loans | 116,863,000 | 134,883,000 | 128,155,000 | 130,439,000 |
| Allowance for loan losses | 2,294,000 | 2,495,000 | 2,470,000 | 2,092,000 |
| Securities available for sale | 9,435,000 | 7,282,000 | 5,510,000 | 6,598,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,690,000 | 146,701,000 | 154,317,000 | 146,231,000 |
| Interest-bearing deposits | 106,645,000 | 117,848,000 | 119,216,000 | 119,311,000 |
| Noninterest-bearing deposits | 27,045,000 | 28,853,000 | 35,101,000 | 26,920,000 |
| Equity capital | 15,357,000 | 16,128,000 | 16,943,000 | 17,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,820,000 | 3,947,000 | 6,089,000 | 8,177,000 |
| Interest expense | 264,000 | 512,000 | 760,000 | 996,000 |
| Net interest income | 1,556,000 | 3,435,000 | 5,329,000 | 7,181,000 |
| Noninterest income | 71,000 | 145,000 | 226,000 | 337,000 |
| Noninterest expense | 878,000 | 1,870,000 | 2,802,000 | 3,902,000 |
| Provision for loan losses | 150,000 | 350,000 | 585,000 | 1,235,000 |
| Pretax income | 599,000 | 1,360,000 | 2,169,000 | 2,382,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 599,000 | 1,360,000 | 2,169,000 | 2,382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,286,000 | 16,048,000 | 16,857,000 | 17,069,000 |
| Total capital | 16,798,000 | 17,844,000 | 18,640,000 | 18,837,000 |
| Risk-weighted assets | 120,178,000 | 142,983,000 | 141,968,000 | 141,156,000 |