Call reports 2012
CENTENNIAL BANK — 2012
What CENTENNIAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 676,661,000 | 637,667,000 | 581,807,000 | 546,174,000 |
| Total loans | 546,575,000 | 511,206,000 | 484,588,000 | 443,860,000 |
| Allowance for loan losses | 15,119,000 | 14,127,000 | 13,724,000 | 12,364,000 |
| Securities available for sale | 32,355,000 | 29,915,000 | 30,489,000 | 29,179,000 |
| Securities held to maturity | 10,000 | 9,000 | 9,000 | 8,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 476,326,000 | 436,602,000 | 381,974,000 | 349,716,000 |
| Interest-bearing deposits | 476,320,000 | 436,597,000 | 381,968,000 | 349,711,000 |
| Noninterest-bearing deposits | 6,000 | 5,000 | 5,000 | 5,000 |
| Equity capital | 97,251,000 | 98,446,000 | 100,090,000 | 101,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,870,000 | 15,706,000 | 22,514,000 | 28,746,000 |
| Interest expense | 2,472,000 | 4,792,000 | 6,789,000 | 8,618,000 |
| Net interest income | 5,398,000 | 10,914,000 | 15,725,000 | 20,128,000 |
| Noninterest income | 24,000 | -202,000 | -38,000 | 99,000 |
| Noninterest expense | 1,771,000 | 3,505,000 | 5,099,000 | 6,027,000 |
| Provision for loan losses | 888,000 | 2,493,000 | 2,931,000 | 3,736,000 |
| Pretax income | 2,763,000 | 4,714,000 | 7,657,000 | 10,464,000 |
| Income tax | 1,096,000 | 1,851,000 | 3,089,000 | 4,192,000 |
| Net income | 1,667,000 | 2,863,000 | 4,568,000 | 6,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,165,000 | 97,447,000 | 99,066,000 | 101,321,000 |
| Total capital | 102,160,000 | 103,949,000 | 105,231,000 | 106,969,000 |
| Risk-weighted assets | 551,481,000 | 512,560,000 | 485,660,000 | 445,111,000 |