Call reports 2011
CENTENNIAL BANK — 2011
What CENTENNIAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 750,365,000 | 728,572,000 | 738,744,000 | 657,565,000 |
| Total loans | 646,689,000 | 626,018,000 | 603,299,000 | 569,738,000 |
| Allowance for loan losses | 17,794,000 | 17,312,000 | 17,267,000 | 15,746,000 |
| Securities available for sale | 32,436,000 | 32,628,000 | 35,729,000 | 32,293,000 |
| Securities held to maturity | 11,000 | 10,000 | 10,000 | 10,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 556,709,000 | 534,882,000 | 542,901,000 | 457,865,000 |
| Interest-bearing deposits | 556,703,000 | 534,876,000 | 542,895,000 | 457,859,000 |
| Noninterest-bearing deposits | 6,000 | 6,000 | 6,000 | 6,000 |
| Equity capital | 90,280,000 | 91,017,000 | 91,648,000 | 95,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 9,392,000 | 18,552,000 | 27,674,000 | 36,029,000 |
| Interest expense | 3,475,000 | 6,823,000 | 10,045,000 | 12,995,000 |
| Net interest income | 5,917,000 | 11,729,000 | 17,629,000 | 23,034,000 |
| Noninterest income | -976,000 | -3,206,000 | -1,047,000 | -1,234,000 |
| Noninterest expense | 1,610,000 | 3,155,000 | 4,538,000 | 6,137,000 |
| Provision for loan losses | 0 | 1,000,000 | 6,215,000 | 7,865,000 |
| Pretax income | 3,331,000 | 4,368,000 | 5,829,000 | 7,798,000 |
| Income tax | 1,335,000 | 1,705,000 | 2,507,000 | 3,034,000 |
| Net income | 1,996,000 | 2,663,000 | 3,322,000 | 4,764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,353,000 | 89,192,000 | 89,120,000 | 93,442,000 |
| Total capital | 96,605,000 | 97,262,000 | 96,836,000 | 100,710,000 |
| Risk-weighted assets | 650,582,000 | 636,375,000 | 607,725,000 | 572,959,000 |