Call reports 2005
CENTENNIAL BANK — 2005
What CENTENNIAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 490,383,000 | 536,644,000 | 642,889,000 | 685,335,000 |
| Total loans | 351,117,000 | 389,186,000 | 396,463,000 | 436,090,000 |
| Allowance for loan losses | 3,562,000 | 3,929,000 | 3,979,000 | 4,238,000 |
| Securities available for sale | 116,047,000 | 129,347,000 | 220,725,000 | 224,773,000 |
| Securities held to maturity | 8,158,000 | 6,592,000 | 6,523,000 | 5,484,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,880,000 | 415,332,000 | 523,705,000 | 548,219,000 |
| Interest-bearing deposits | 279,815,000 | 305,284,000 | 323,677,000 | 348,198,000 |
| Noninterest-bearing deposits | 100,065,000 | 110,048,000 | 200,028,000 | 200,021,000 |
| Equity capital | 51,380,000 | 54,321,000 | 57,569,000 | 61,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 6,398,000 | 13,527,000 | 21,691,000 | 30,745,000 |
| Interest expense | 2,423,000 | 5,333,000 | 8,688,000 | 12,476,000 |
| Net interest income | 3,975,000 | 8,194,000 | 13,003,000 | 18,269,000 |
| Noninterest income | 5,000 | 10,000 | 10,000 | 18,000 |
| Noninterest expense | 921,000 | 1,856,000 | 2,794,000 | 3,829,000 |
| Provision for loan losses | 105,000 | 465,000 | 510,000 | 765,000 |
| Pretax income | 2,954,000 | 5,883,000 | 9,709,000 | 13,693,000 |
| Income tax | 1,241,000 | 2,638,000 | 4,130,000 | 5,437,000 |
| Net income | 1,713,000 | 3,245,000 | 5,579,000 | 8,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,822,000 | 46,316,000 | 49,743,000 | 53,424,000 |
| Total capital | 47,384,000 | 50,245,000 | 53,722,000 | 57,662,000 |
| Risk-weighted assets | 378,194,000 | 419,483,000 | 450,405,000 | 488,270,000 |
Machine access — free, no API key
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