Call reports 2026
HART COUNTY BANK AND TRUST COMPANY — 2026
What HART COUNTY BANK AND TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 24,001,000 | 24,146,000 |
| Total loans | 18,377,000 | 19,177,000 |
| Allowance for loan losses | 1,014,000 | 1,014,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 971,000 | 957,000 |
| Trading assets | 0 | 0 |
| Total deposits | 16,109,000 | 16,114,000 |
| Interest-bearing deposits | 9,138,000 | 9,319,000 |
| Noninterest-bearing deposits | 6,971,000 | 6,795,000 |
| Equity capital | 7,570,000 | 7,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 287,000 | 593,000 |
| Interest expense | 18,000 | 39,000 |
| Net interest income | 269,000 | 554,000 |
| Noninterest income | 17,000 | 17,000 |
| Noninterest expense | 141,000 | 272,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 145,000 | 299,000 |
| Income tax | 0 | 0 |
| Net income | 145,000 | 299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 7,570,000 | 7,960,000 |
| Total capital | 7,824,000 | 8,223,000 |
| Risk-weighted assets | 19,610,000 | 20,286,000 |