Call reports 2024
HART COUNTY BANK AND TRUST COMPANY — 2024
What HART COUNTY BANK AND TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 25,720,000 | 25,703,000 | 24,723,000 | 24,799,000 |
| Total loans | 17,727,000 | 17,403,000 | 17,059,000 | 16,667,000 |
| Allowance for loan losses | 1,014,000 | 1,014,000 | 1,014,000 | 1,014,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,698,000 | 1,368,000 | 1,348,000 | 1,298,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,792,000 | 17,887,000 | 16,808,000 | 16,836,000 |
| Interest-bearing deposits | 11,825,000 | 11,802,000 | 10,776,000 | 10,214,000 |
| Noninterest-bearing deposits | 5,967,000 | 6,085,000 | 6,032,000 | 6,622,000 |
| Equity capital | 7,657,000 | 7,544,000 | 7,606,000 | 7,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 300,000 | 579,000 | 858,000 | 1,117,000 |
| Interest expense | 10,000 | 20,000 | 31,000 | 43,000 |
| Net interest income | 290,000 | 559,000 | 827,000 | 1,074,000 |
| Noninterest income | 13,000 | 19,000 | 27,000 | 34,000 |
| Noninterest expense | 194,000 | 318,000 | 498,000 | 646,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 109,000 | 260,000 | 345,000 | 446,000 |
| Income tax | 0 | 65,000 | 88,000 | 121,000 |
| Net income | 109,000 | 195,000 | 257,000 | 325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,657,000 | 7,544,000 | 7,606,000 | 7,674,000 |
| Total capital | 7,919,000 | 7,798,000 | 7,853,000 | 7,916,000 |
| Risk-weighted assets | 20,230,000 | 19,634,000 | 18,998,000 | 18,628,000 |