Call reports 2023
HART COUNTY BANK AND TRUST COMPANY — 2023
What HART COUNTY BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 28,046,000 | 27,451,000 | 27,707,000 | 26,793,000 |
| Total loans | 19,352,000 | 18,897,000 | 19,377,000 | 18,587,000 |
| Allowance for loan losses | 1,014,000 | 1,014,000 | 1,014,000 | 1,014,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,042,000 | 2,918,000 | 2,894,000 | 2,082,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,253,000 | 19,891,000 | 20,052,000 | 19,036,000 |
| Interest-bearing deposits | 13,661,000 | 13,562,000 | 13,356,000 | 12,686,000 |
| Noninterest-bearing deposits | 6,592,000 | 6,329,000 | 6,696,000 | 6,350,000 |
| Equity capital | 7,596,000 | 7,386,000 | 7,473,000 | 7,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 299,000 | 590,000 | 890,000 | 1,196,000 |
| Interest expense | 12,000 | 21,000 | 31,000 | 42,000 |
| Net interest income | 287,000 | 569,000 | 859,000 | 1,154,000 |
| Noninterest income | 14,000 | 21,000 | 27,000 | 34,000 |
| Noninterest expense | 208,000 | 342,000 | 519,000 | 713,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 93,000 | 248,000 | 367,000 | 475,000 |
| Income tax | 0 | 65,000 | 97,000 | 130,000 |
| Net income | 93,000 | 183,000 | 270,000 | 345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,596,000 | 7,386,000 | 7,473,000 | 7,548,000 |
| Total capital | 7,880,000 | 7,664,000 | 7,756,000 | 7,817,000 |
| Risk-weighted assets | 22,065,000 | 21,531,000 | 21,984,000 | 20,798,000 |