Call reports 2022
HART COUNTY BANK AND TRUST COMPANY — 2022
What HART COUNTY BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 32,614,000 | 32,246,000 | 32,345,000 | 31,690,000 |
| Total loans | 23,092,000 | 22,643,000 | 23,241,000 | 23,167,000 |
| Allowance for loan losses | 1,014,000 | 1,014,000 | 1,014,000 | 1,014,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,590,000 | 4,057,000 | 3,597,000 | 3,112,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,297,000 | 24,892,000 | 24,873,000 | 24,046,000 |
| Interest-bearing deposits | 17,890,000 | 17,342,000 | 17,082,000 | 16,347,000 |
| Noninterest-bearing deposits | 7,407,000 | 7,550,000 | 7,791,000 | 7,699,000 |
| Equity capital | 7,277,000 | 7,351,000 | 7,403,000 | 7,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 276,000 | 554,000 | 852,000 | 1,173,000 |
| Interest expense | 20,000 | 39,000 | 58,000 | 75,000 |
| Net interest income | 256,000 | 515,000 | 794,000 | 1,098,000 |
| Noninterest income | 9,000 | 18,000 | 26,000 | 33,000 |
| Noninterest expense | 154,000 | 349,000 | 565,000 | 776,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 115,000 | 188,000 | 259,000 | 359,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 115,000 | 188,000 | 259,000 | 359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,277,000 | 7,351,000 | 7,403,000 | 7,503,000 |
| Total capital | 7,623,000 | 7,687,000 | 7,740,000 | 7,837,000 |
| Risk-weighted assets | 27,027,000 | 26,206,000 | 26,357,000 | 26,095,000 |