Call reports 2021
HART COUNTY BANK AND TRUST COMPANY — 2021
What HART COUNTY BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 31,039,000 | 30,883,000 | 31,720,000 | 32,188,000 |
| Total loans | 20,331,000 | 20,857,000 | 21,135,000 | 21,871,000 |
| Allowance for loan losses | 1,014,000 | 1,014,000 | 1,014,000 | 1,014,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,638,000 | 4,927,000 | 4,294,000 | 5,358,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,321,000 | 23,928,000 | 24,634,000 | 25,000,000 |
| Interest-bearing deposits | 17,547,000 | 17,272,000 | 16,976,000 | 17,039,000 |
| Noninterest-bearing deposits | 6,774,000 | 6,656,000 | 7,658,000 | 7,961,000 |
| Equity capital | 6,718,000 | 6,932,000 | 7,054,000 | 7,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 282,000 | 564,000 | 853,000 | 1,135,000 |
| Interest expense | 31,000 | 58,000 | 81,000 | 102,000 |
| Net interest income | 251,000 | 506,000 | 772,000 | 1,033,000 |
| Noninterest income | 13,000 | 21,000 | 30,000 | 38,000 |
| Noninterest expense | 202,000 | 370,000 | 523,000 | 685,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 62,000 | 157,000 | 279,000 | 387,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 62,000 | 157,000 | 279,000 | 387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,718,000 | 6,932,000 | 7,054,000 | 7,162,000 |
| Total capital | 7,034,000 | 7,250,000 | 7,379,000 | 7,499,000 |
| Risk-weighted assets | 24,633,000 | 24,776,000 | 25,318,000 | 26,286,000 |