Call reports 2020
HART COUNTY BANK AND TRUST COMPANY — 2020
What HART COUNTY BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 28,361,000 | 29,647,000 | 30,144,000 | 31,289,000 |
| Total loans | 19,816,000 | 18,912,000 | 19,563,000 | 21,205,000 |
| Allowance for loan losses | 1,014,000 | 1,014,000 | 1,014,000 | 1,014,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,498,000 | 5,983,000 | 5,964,000 | 5,855,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,804,000 | 23,070,000 | 23,498,000 | 24,601,000 |
| Interest-bearing deposits | 15,918,000 | 16,893,000 | 17,256,000 | 17,362,000 |
| Noninterest-bearing deposits | 5,886,000 | 6,177,000 | 6,242,000 | 7,239,000 |
| Equity capital | 6,522,000 | 6,545,000 | 6,613,000 | 6,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 300,000 | 585,000 | 879,000 | 1,182,000 |
| Interest expense | 42,000 | 86,000 | 126,000 | 164,000 |
| Net interest income | 258,000 | 499,000 | 753,000 | 1,018,000 |
| Noninterest income | 12,000 | 20,000 | 30,000 | 38,000 |
| Noninterest expense | 209,000 | 434,000 | 631,000 | 833,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 61,000 | 85,000 | 152,000 | 223,000 |
| Income tax | 0 | 0 | 0 | 28,000 |
| Net income | 61,000 | 85,000 | 152,000 | 195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,522,000 | 6,545,000 | 6,613,000 | 6,656,000 |
| Total capital | 6,827,000 | 6,845,000 | 6,921,000 | 6,983,000 |
| Risk-weighted assets | 23,710,000 | 23,341,000 | 23,980,000 | 25,484,000 |