Call reports 2019
HART COUNTY BANK AND TRUST COMPANY — 2019
What HART COUNTY BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 26,323,000 | 25,898,000 | 26,978,000 | 27,293,000 |
| Total loans | 15,423,000 | 16,034,000 | 17,816,000 | 18,581,000 |
| Allowance for loan losses | 1,006,000 | 1,006,000 | 1,014,000 | 1,014,000 |
| Securities available for sale | 0 | 140,000 | 0 | 0 |
| Securities held to maturity | 7,700,000 | 6,998,000 | 6,952,000 | 6,604,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,064,000 | 19,580,000 | 20,534,000 | 20,802,000 |
| Interest-bearing deposits | 14,317,000 | 14,379,000 | 15,046,000 | 14,704,000 |
| Noninterest-bearing deposits | 5,747,000 | 5,201,000 | 5,488,000 | 6,098,000 |
| Equity capital | 6,220,000 | 6,251,000 | 6,352,000 | 6,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 260,000 | 526,000 | 817,000 | 1,122,000 |
| Interest expense | 26,000 | 53,000 | 82,000 | 115,000 |
| Net interest income | 234,000 | 473,000 | 735,000 | 1,007,000 |
| Noninterest income | 18,000 | 30,000 | 39,000 | 50,000 |
| Noninterest expense | 174,000 | 352,000 | 520,000 | 692,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 78,000 | 153,000 | 256,000 | 364,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 78,000 | 153,000 | 256,000 | 364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,220,000 | 6,251,000 | 6,352,000 | 6,460,000 |
| Total capital | 6,481,000 | 6,508,000 | 6,633,000 | 6,748,000 |
| Risk-weighted assets | 20,136,000 | 19,882,000 | 21,795,000 | 22,373,000 |