Call reports 2018
HART COUNTY BANK AND TRUST COMPANY — 2018
What HART COUNTY BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 26,660,000 | 26,360,000 | 26,713,000 | 25,379,000 |
| Total loans | 15,952,000 | 15,210,000 | 16,254,000 | 16,183,000 |
| Allowance for loan losses | 1,000,000 | 1,000,000 | 1,000,000 | 1,001,000 |
| Securities available for sale | 2,000 | 2,000 | 7,000 | 1,000 |
| Securities held to maturity | 8,485,000 | 7,965,000 | 8,123,000 | 7,998,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,698,000 | 20,288,000 | 20,588,000 | 19,176,000 |
| Interest-bearing deposits | 15,049,000 | 14,671,000 | 14,333,000 | 13,857,000 |
| Noninterest-bearing deposits | 5,649,000 | 5,617,000 | 6,255,000 | 5,319,000 |
| Equity capital | 5,861,000 | 5,989,000 | 6,047,000 | 6,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 282,000 | 514,000 | 729,000 | 1,036,000 |
| Interest expense | 18,000 | 35,000 | 53,000 | 77,000 |
| Net interest income | 264,000 | 479,000 | 676,000 | 959,000 |
| Noninterest income | 17,000 | 27,000 | 39,000 | 50,000 |
| Noninterest expense | 174,000 | 280,000 | 406,000 | 600,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 114,000 | 237,000 | 299,000 | 399,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 114,000 | 237,000 | 299,000 | 399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,861,000 | 5,989,000 | 6,047,000 | 6,142,000 |
| Total capital | 6,135,000 | 6,253,000 | 6,326,000 | 6,416,000 |
| Risk-weighted assets | 21,255,000 | 20,408,000 | 21,603,000 | 21,258,000 |