Call reports 2017
HART COUNTY BANK AND TRUST COMPANY — 2017
What HART COUNTY BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 27,753,000 | 28,233,000 | 27,417,000 | 26,931,000 |
| Total loans | 14,834,000 | 14,613,000 | 16,086,000 | 16,196,000 |
| Allowance for loan losses | 834,000 | 834,000 | 834,000 | 1,000,000 |
| Securities available for sale | 2,000 | 8,000 | 0 | 2,000 |
| Securities held to maturity | 8,788,000 | 8,882,000 | 8,793,000 | 8,788,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,789,000 | 22,203,000 | 21,269,000 | 21,054,000 |
| Interest-bearing deposits | 16,364,000 | 16,297,000 | 15,923,000 | 14,954,000 |
| Noninterest-bearing deposits | 5,425,000 | 5,906,000 | 5,346,000 | 6,100,000 |
| Equity capital | 5,818,000 | 5,906,000 | 5,992,000 | 5,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 250,000 | 498,000 | 773,000 | 1,012,000 |
| Interest expense | 16,000 | 33,000 | 51,000 | 67,000 |
| Net interest income | 234,000 | 465,000 | 722,000 | 945,000 |
| Noninterest income | 18,000 | 29,000 | 39,000 | 57,000 |
| Noninterest expense | 169,000 | 324,000 | 504,000 | 632,000 |
| Provision for loan losses | 0 | 0 | 0 | 166,000 |
| Pretax income | 88,000 | 175,000 | 261,000 | 208,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 88,000 | 175,000 | 261,000 | 208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,818,000 | 5,906,000 | 5,992,000 | 5,723,000 |
| Total capital | 6,086,000 | 6,173,000 | 6,272,000 | 6,002,000 |
| Risk-weighted assets | 20,944,000 | 20,866,000 | 21,898,000 | 21,607,000 |