Call reports 2016
HART COUNTY BANK AND TRUST COMPANY — 2016
What HART COUNTY BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 27,847,000 | 27,525,000 | 27,588,000 | 27,822,000 |
| Total loans | 13,691,000 | 14,441,000 | 14,394,000 | 14,736,000 |
| Allowance for loan losses | 834,000 | 834,000 | 835,000 | 835,000 |
| Securities available for sale | 0 | 45,000 | 34,000 | 32,000 |
| Securities held to maturity | 9,293,000 | 9,241,000 | 8,999,000 | 8,897,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,316,000 | 21,892,000 | 21,872,000 | 22,056,000 |
| Interest-bearing deposits | 16,212,000 | 16,404,000 | 16,495,000 | 16,262,000 |
| Noninterest-bearing deposits | 6,104,000 | 5,488,000 | 5,377,000 | 5,794,000 |
| Equity capital | 5,427,000 | 5,499,000 | 5,568,000 | 5,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 243,000 | 497,000 | 741,000 | 983,000 |
| Interest expense | 16,000 | 31,000 | 45,000 | 63,000 |
| Net interest income | 227,000 | 466,000 | 696,000 | 920,000 |
| Noninterest income | 16,000 | 32,000 | 46,000 | 65,000 |
| Noninterest expense | 177,000 | 360,000 | 535,000 | 706,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 66,000 | 138,000 | 207,000 | 279,000 |
| Income tax | 0 | 0 | 0 | 14,000 |
| Net income | 66,000 | 138,000 | 207,000 | 265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,427,000 | 5,499,000 | 5,568,000 | 5,626,000 |
| Total capital | 5,686,000 | 5,764,000 | 5,833,000 | 5,894,000 |
| Risk-weighted assets | 20,172,000 | 20,634,000 | 20,662,000 | 20,948,000 |