Call reports 2015
HART COUNTY BANK AND TRUST COMPANY — 2015
What HART COUNTY BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 27,991,000 | 28,212,000 | 27,604,000 | 27,575,000 |
| Total loans | 9,824,000 | 9,274,000 | 10,398,000 | 13,585,000 |
| Allowance for loan losses | 834,000 | 834,000 | 834,000 | 834,000 |
| Securities available for sale | 117,000 | 58,000 | 57,000 | 38,000 |
| Securities held to maturity | 8,727,000 | 8,849,000 | 8,970,000 | 9,073,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,720,000 | 22,888,000 | 22,181,000 | 22,090,000 |
| Interest-bearing deposits | 17,325,000 | 17,580,000 | 16,672,000 | 16,354,000 |
| Noninterest-bearing deposits | 5,395,000 | 5,308,000 | 5,509,000 | 5,736,000 |
| Equity capital | 5,240,000 | 5,266,000 | 5,279,000 | 5,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 223,000 | 441,000 | 640,000 | 897,000 |
| Interest expense | 19,000 | 39,000 | 56,000 | 72,000 |
| Net interest income | 204,000 | 402,000 | 584,000 | 825,000 |
| Noninterest income | 19,000 | 35,000 | 51,000 | 86,000 |
| Noninterest expense | 183,000 | 370,000 | 557,000 | 749,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 40,000 | 66,000 | 79,000 | 161,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 40,000 | 66,000 | 79,000 | 161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,240,000 | 5,266,000 | 5,279,000 | 5,361,000 |
| Total capital | 5,461,000 | 5,481,000 | 5,503,000 | 5,618,000 |
| Risk-weighted assets | 17,137,000 | 16,618,000 | 17,375,000 | 19,994,000 |