Call reports 2014
HART COUNTY BANK AND TRUST COMPANY — 2014
What HART COUNTY BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 26,761,000 | 27,257,000 | 27,205,000 | 27,490,000 |
| Total loans | 11,119,000 | 11,079,000 | 10,617,000 | 10,354,000 |
| Allowance for loan losses | 833,000 | 833,000 | 834,000 | 833,000 |
| Securities available for sale | 261,000 | 356,000 | 138,000 | 150,000 |
| Securities held to maturity | 8,543,000 | 8,404,000 | 8,404,000 | 8,590,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,483,000 | 21,901,000 | 21,775,000 | 21,985,000 |
| Interest-bearing deposits | 16,683,000 | 16,827,000 | 16,937,000 | 16,960,000 |
| Noninterest-bearing deposits | 4,800,000 | 5,074,000 | 4,838,000 | 5,025,000 |
| Equity capital | 5,211,000 | 5,278,000 | 5,324,000 | 5,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 239,000 | 492,000 | 730,000 | 963,000 |
| Interest expense | 21,000 | 42,000 | 64,000 | 85,000 |
| Net interest income | 218,000 | 450,000 | 666,000 | 878,000 |
| Noninterest income | 18,000 | 41,000 | 64,000 | 97,000 |
| Noninterest expense | 170,000 | 344,000 | 537,000 | 706,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 66,000 | 137,000 | 183,000 | 259,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 66,000 | 137,000 | 183,000 | 259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,211,000 | 5,278,000 | 5,324,000 | 5,400,000 |
| Total capital | 5,435,000 | 5,505,000 | 5,544,000 | 5,619,000 |
| Risk-weighted assets | 17,339,000 | 17,574,000 | 17,010,000 | 16,933,000 |