Call reports 2013
HART COUNTY BANK AND TRUST COMPANY — 2013
What HART COUNTY BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 28,709,000 | 27,418,000 | 27,296,000 | 27,209,000 |
| Total loans | 9,447,000 | 9,622,000 | 10,901,000 | 10,777,000 |
| Allowance for loan losses | 816,000 | 821,000 | 829,000 | 834,000 |
| Securities available for sale | 111,000 | 129,000 | 149,000 | 206,000 |
| Securities held to maturity | 8,969,000 | 8,843,000 | 8,761,000 | 8,716,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,695,000 | 22,390,000 | 22,153,000 | 22,008,000 |
| Interest-bearing deposits | 18,334,000 | 17,442,000 | 17,077,000 | 16,860,000 |
| Noninterest-bearing deposits | 5,361,000 | 4,948,000 | 5,076,000 | 5,148,000 |
| Equity capital | 4,943,000 | 4,999,000 | 5,052,000 | 5,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 245,000 | 489,000 | 749,000 | 1,007,000 |
| Interest expense | 28,000 | 54,000 | 80,000 | 103,000 |
| Net interest income | 217,000 | 435,000 | 669,000 | 904,000 |
| Noninterest income | 14,000 | 34,000 | 49,000 | 81,000 |
| Noninterest expense | 172,000 | 335,000 | 526,000 | 699,000 |
| Provision for loan losses | 5,000 | 10,000 | 15,000 | 20,000 |
| Pretax income | 49,000 | 125,000 | 178,000 | 267,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 49,000 | 125,000 | 178,000 | 267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,943,000 | 4,999,000 | 5,052,000 | 5,141,000 |
| Total capital | 5,157,000 | 5,210,000 | 5,275,000 | 5,363,000 |
| Risk-weighted assets | 16,546,000 | 16,268,000 | 17,262,000 | 17,138,000 |