Call reports 2012
HART COUNTY BANK AND TRUST COMPANY — 2012
What HART COUNTY BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 29,088,000 | 27,870,000 | 28,248,000 | 28,307,000 |
| Total loans | 8,414,000 | 9,717,000 | 9,439,000 | 9,612,000 |
| Allowance for loan losses | 827,000 | 827,000 | 827,000 | 811,000 |
| Securities available for sale | 188,000 | 402,000 | 139,000 | 286,000 |
| Securities held to maturity | 8,687,000 | 8,731,000 | 8,822,000 | 8,772,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,301,000 | 23,013,000 | 23,314,000 | 23,369,000 |
| Interest-bearing deposits | 19,177,000 | 18,362,000 | 18,127,000 | 17,897,000 |
| Noninterest-bearing deposits | 5,124,000 | 4,651,000 | 5,187,000 | 5,472,000 |
| Equity capital | 4,704,000 | 4,808,000 | 4,828,000 | 4,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 284,000 | 563,000 | 817,000 | 1,087,000 |
| Interest expense | 45,000 | 84,000 | 123,000 | 158,000 |
| Net interest income | 239,000 | 479,000 | 694,000 | 929,000 |
| Noninterest income | 19,000 | 38,000 | 55,000 | 66,000 |
| Noninterest expense | 173,000 | 307,000 | 527,000 | 720,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 80,000 | 202,000 | 230,000 | 286,000 |
| Income tax | 0 | 18,000 | 26,000 | 36,000 |
| Net income | 80,000 | 184,000 | 204,000 | 250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,704,000 | 4,808,000 | 4,828,000 | 4,874,000 |
| Total capital | 4,910,000 | 5,026,000 | 5,043,000 | 5,091,000 |
| Risk-weighted assets | 15,839,000 | 16,799,000 | 16,573,000 | 16,737,000 |