Call reports 2011
HART COUNTY BANK AND TRUST COMPANY — 2011
What HART COUNTY BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 28,685,000 | 28,546,000 | 28,681,000 | 29,097,000 |
| Total loans | 9,105,000 | 10,106,000 | 9,768,000 | 8,750,000 |
| Allowance for loan losses | 857,000 | 857,000 | 827,000 | 827,000 |
| Securities available for sale | 544,000 | 327,000 | 100,000 | 100,000 |
| Securities held to maturity | 6,889,000 | 6,094,000 | 7,448,000 | 7,830,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,095,000 | 23,966,000 | 24,023,000 | 24,378,000 |
| Interest-bearing deposits | 18,879,000 | 18,841,000 | 19,128,000 | 19,201,000 |
| Noninterest-bearing deposits | 5,216,000 | 5,125,000 | 4,895,000 | 5,177,000 |
| Equity capital | 4,469,000 | 4,469,000 | 4,534,000 | 4,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 274,000 | 544,000 | 854,000 | 1,152,000 |
| Interest expense | 53,000 | 106,000 | 157,000 | 217,000 |
| Net interest income | 221,000 | 438,000 | 697,000 | 935,000 |
| Noninterest income | 21,000 | 40,000 | 76,000 | 86,000 |
| Noninterest expense | 198,000 | 373,000 | 568,000 | 724,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 44,000 | 110,000 | 199,000 | 289,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 44,000 | 110,000 | 199,000 | 289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,454,000 | 4,445,000 | 4,534,000 | 4,624,000 |
| Total capital | 4,679,000 | 4,653,000 | 4,743,000 | 4,828,000 |
| Risk-weighted assets | 17,163,000 | 16,027,000 | 16,142,000 | 15,705,000 |