Call reports 2002
HART COUNTY BANK AND TRUST COMPANY — 2002
What HART COUNTY BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 30,544,000 | 29,777,000 | 29,985,000 | 29,615,000 |
| Total loans | 8,476,000 | 8,677,000 | 9,090,000 | 8,947,000 |
| Allowance for loan losses | 451,000 | 450,000 | 471,000 | 481,000 |
| Securities available for sale | 3,550,000 | 3,410,000 | 3,678,000 | 2,880,000 |
| Securities held to maturity | 10,617,000 | 10,467,000 | 10,234,000 | 11,762,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,803,000 | 25,959,000 | 26,026,000 | 25,608,000 |
| Interest-bearing deposits | 22,458,000 | 21,873,000 | 21,903,000 | 21,950,000 |
| Noninterest-bearing deposits | 4,345,000 | 4,086,000 | 4,123,000 | 3,658,000 |
| Equity capital | 3,201,000 | 3,281,000 | 3,412,000 | 3,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 359,000 | 774,000 | 1,173,000 | 1,597,000 |
| Interest expense | 156,000 | 303,000 | 440,000 | 566,000 |
| Net interest income | 203,000 | 471,000 | 733,000 | 1,031,000 |
| Noninterest income | 23,000 | 44,000 | 64,000 | 83,000 |
| Noninterest expense | 219,000 | 436,000 | 644,000 | 891,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 0 | 63,000 | 128,000 | 191,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 0 | 63,000 | 128,000 | 191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,051,000 | 3,110,000 | 3,219,000 | 3,282,000 |
| Total capital | 3,273,000 | 3,384,000 | 3,447,000 | 3,502,000 |
| Risk-weighted assets | 17,564,000 | 21,761,000 | 18,033,000 | 17,326,000 |