Call reports 2006
FIRST SECURITY BANK, UNDERWOOD — 2006
What FIRST SECURITY BANK, UNDERWOOD reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Total assets | 22,113,000 | 22,716,000 | 23,448,000 |
| Total loans | 10,423,000 | 12,246,000 | 12,353,000 |
| Allowance for loan losses | 101,000 | 101,000 | 110,000 |
| Securities available for sale | 5,141,000 | 4,877,000 | 5,456,000 |
| Securities held to maturity | 4,099,000 | 4,019,000 | 3,961,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 19,676,000 | 19,034,000 | 18,464,000 |
| Interest-bearing deposits | 16,089,000 | 14,385,000 | 14,066,000 |
| Noninterest-bearing deposits | 3,587,000 | 4,649,000 | 4,398,000 |
| Equity capital | 2,345,000 | 2,342,000 | 2,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Interest income | 330,000 | 660,000 | 1,016,000 |
| Interest expense | 88,000 | 178,000 | 280,000 |
| Net interest income | 242,000 | 482,000 | 736,000 |
| Noninterest income | 25,000 | 60,000 | 90,000 |
| Noninterest expense | 168,000 | 338,000 | 511,000 |
| Provision for loan losses | 4,000 | 4,000 | 12,000 |
| Pretax income | 95,000 | 200,000 | 303,000 |
| Income tax | 6,000 | 7,000 | 16,000 |
| Net income | 89,000 | 193,000 | 287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Tier 1 capital | 2,192,000 | 2,242,000 | 2,290,000 |
| Total capital | 2,293,000 | 2,343,000 | 2,400,000 |
| Risk-weighted assets | 10,843,000 | 12,128,000 | 12,468,000 |