Call reports 2005
FIRST SECURITY BANK, UNDERWOOD — 2005
What FIRST SECURITY BANK, UNDERWOOD reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 23,956,000 | 22,816,000 | 24,491,000 | 22,591,000 |
| Total loans | 9,747,000 | 10,972,000 | 11,752,000 | 11,355,000 |
| Allowance for loan losses | 140,000 | 145,000 | 139,000 | 140,000 |
| Securities available for sale | 5,294,000 | 4,999,000 | 4,864,000 | 5,310,000 |
| Securities held to maturity | 4,730,000 | 4,538,000 | 4,382,000 | 4,267,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,667,000 | 20,406,000 | 22,016,000 | 20,314,000 |
| Interest-bearing deposits | 18,202,000 | 16,970,000 | 18,002,000 | 15,263,000 |
| Noninterest-bearing deposits | 3,465,000 | 3,436,000 | 4,014,000 | 5,051,000 |
| Equity capital | 2,133,000 | 2,237,000 | 2,308,000 | 2,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 295,000 | 601,000 | 923,000 | 1,239,000 |
| Interest expense | 67,000 | 139,000 | 217,000 | 290,000 |
| Net interest income | 228,000 | 462,000 | 706,000 | 949,000 |
| Noninterest income | 19,000 | 40,000 | 65,000 | 90,000 |
| Noninterest expense | 157,000 | 324,000 | 490,000 | 801,000 |
| Provision for loan losses | 0 | 5,000 | 5,000 | 30,000 |
| Pretax income | 90,000 | 173,000 | 276,000 | 208,000 |
| Income tax | 4,000 | 8,000 | 12,000 | 13,000 |
| Net income | 86,000 | 165,000 | 264,000 | 195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,177,000 | 2,252,000 | 2,351,000 | 2,282,000 |
| Total capital | 2,303,000 | 2,392,000 | 2,490,000 | 2,422,000 |
| Risk-weighted assets | 10,063,000 | 11,218,000 | 11,763,000 | 11,542,000 |