Call reports 2004
FIRST SECURITY BANK, UNDERWOOD — 2004
What FIRST SECURITY BANK, UNDERWOOD reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 24,422,000 | 23,525,000 | 24,998,000 | 26,499,000 |
| Total loans | 9,384,000 | 10,305,000 | 10,610,000 | 10,092,000 |
| Allowance for loan losses | 140,000 | 140,000 | 140,000 | 140,000 |
| Securities available for sale | 6,519,000 | 6,193,000 | 5,429,000 | 5,106,000 |
| Securities held to maturity | 3,623,000 | 3,932,000 | 4,116,000 | 4,637,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,260,000 | 21,407,000 | 22,704,000 | 24,235,000 |
| Interest-bearing deposits | 19,786,000 | 18,376,000 | 18,426,000 | 18,963,000 |
| Noninterest-bearing deposits | 2,474,000 | 3,031,000 | 4,278,000 | 5,272,000 |
| Equity capital | 2,011,000 | 1,958,000 | 2,136,000 | 2,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 269,000 | 559,000 | 842,000 | 1,144,000 |
| Interest expense | 69,000 | 136,000 | 202,000 | 270,000 |
| Net interest income | 200,000 | 423,000 | 640,000 | 874,000 |
| Noninterest income | 22,000 | 44,000 | 67,000 | 91,000 |
| Noninterest expense | 151,000 | 318,000 | 471,000 | 762,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 71,000 | 149,000 | 236,000 | 203,000 |
| Income tax | 4,000 | 8,000 | 12,000 | 16,000 |
| Net income | 67,000 | 141,000 | 224,000 | 187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,970,000 | 2,044,000 | 2,127,000 | 2,091,000 |
| Total capital | 2,102,000 | 2,184,000 | 2,267,000 | 2,231,000 |
| Risk-weighted assets | 10,523,000 | 11,254,000 | 11,689,000 | 11,497,000 |