Call reports 2003
FIRST SECURITY BANK, UNDERWOOD — 2003
What FIRST SECURITY BANK, UNDERWOOD reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 24,575,000 | 23,982,000 | 23,783,000 | 24,613,000 |
| Total loans | 9,500,000 | 10,677,000 | 10,623,000 | 10,492,000 |
| Allowance for loan losses | 127,000 | 132,000 | 142,000 | 142,000 |
| Securities available for sale | 6,534,000 | 6,790,000 | 6,718,000 | 7,298,000 |
| Securities held to maturity | 2,241,000 | 1,852,000 | 1,158,000 | 1,803,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,427,000 | 21,768,000 | 21,584,000 | 22,539,000 |
| Interest-bearing deposits | 19,035,000 | 18,634,000 | 18,329,000 | 18,465,000 |
| Noninterest-bearing deposits | 3,392,000 | 3,134,000 | 3,255,000 | 4,074,000 |
| Equity capital | 1,997,000 | 2,062,000 | 2,050,000 | 1,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 299,000 | 587,000 | 871,000 | 1,151,000 |
| Interest expense | 91,000 | 176,000 | 255,000 | 330,000 |
| Net interest income | 208,000 | 411,000 | 616,000 | 821,000 |
| Noninterest income | 22,000 | 46,000 | 73,000 | 100,000 |
| Noninterest expense | 152,000 | 308,000 | 465,000 | 723,000 |
| Provision for loan losses | 0 | 5,000 | 15,000 | 15,000 |
| Pretax income | 78,000 | 144,000 | 209,000 | 183,000 |
| Income tax | 4,000 | 8,000 | 12,000 | 13,000 |
| Net income | 74,000 | 136,000 | 197,000 | 170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,933,000 | 1,990,000 | 2,051,000 | 1,903,000 |
| Total capital | 2,060,000 | 2,122,000 | 2,191,000 | 2,045,000 |
| Risk-weighted assets | 10,977,000 | 11,487,000 | 11,191,000 | 11,467,000 |