Call reports 2002
FIRST SECURITY BANK, UNDERWOOD — 2002
What FIRST SECURITY BANK, UNDERWOOD reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 23,191,000 | 23,423,000 | 22,351,000 | 23,141,000 |
| Total loans | 9,126,000 | 10,135,000 | 9,953,000 | 9,882,000 |
| Allowance for loan losses | 111,000 | 116,000 | 124,000 | 128,000 |
| Securities available for sale | 6,934,000 | 7,476,000 | 6,731,000 | 5,676,000 |
| Securities held to maturity | 1,770,000 | 2,156,000 | 2,054,000 | 2,313,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,988,000 | 21,207,000 | 20,036,000 | 20,866,000 |
| Interest-bearing deposits | 18,476,000 | 18,559,000 | 17,389,000 | 17,336,000 |
| Noninterest-bearing deposits | 2,512,000 | 2,648,000 | 2,647,000 | 3,530,000 |
| Equity capital | 2,031,000 | 2,049,000 | 2,130,000 | 2,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 340,000 | 687,000 | 1,032,000 | 1,344,000 |
| Interest expense | 136,000 | 255,000 | 366,000 | 466,000 |
| Net interest income | 204,000 | 432,000 | 666,000 | 878,000 |
| Noninterest income | 21,000 | 44,000 | 68,000 | 90,000 |
| Noninterest expense | 147,000 | 299,000 | 463,000 | 717,000 |
| Provision for loan losses | 0 | 5,000 | 13,000 | 18,000 |
| Pretax income | 78,000 | 172,000 | 258,000 | 233,000 |
| Income tax | 3,000 | 5,000 | 12,000 | 6,000 |
| Net income | 75,000 | 167,000 | 246,000 | 227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,003,000 | 1,954,000 | 2,034,000 | 2,014,000 |
| Total capital | 2,114,000 | 2,070,000 | 2,158,000 | 2,142,000 |
| Risk-weighted assets | 10,499,000 | 11,317,000 | 11,069,000 | 11,110,000 |