Call reports 2001
FIRST SECURITY BANK, UNDERWOOD — 2001
What FIRST SECURITY BANK, UNDERWOOD reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 21,109,000 | 21,423,000 | 21,757,000 | 22,330,000 |
| Total loans | 8,924,000 | 10,255,000 | 10,056,000 | 9,847,000 |
| Allowance for loan losses | 108,000 | 112,000 | 111,000 | 110,000 |
| Securities available for sale | 6,738,000 | 6,813,000 | 6,414,000 | 7,368,000 |
| Securities held to maturity | 554,000 | 698,000 | 1,249,000 | 1,601,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,014,000 | 19,261,000 | 19,462,000 | 20,121,000 |
| Interest-bearing deposits | 17,054,000 | 16,966,000 | 17,328,000 | 17,198,000 |
| Noninterest-bearing deposits | 1,960,000 | 2,295,000 | 2,134,000 | 2,923,000 |
| Equity capital | 1,891,000 | 1,964,000 | 2,061,000 | 2,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 372,000 | 746,000 | 1,119,000 | 1,483,000 |
| Interest expense | 185,000 | 371,000 | 548,000 | 714,000 |
| Net interest income | 187,000 | 375,000 | 571,000 | 769,000 |
| Noninterest income | 23,000 | 43,000 | 65,000 | 91,000 |
| Noninterest expense | 132,000 | 276,000 | 427,000 | 658,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 5,000 |
| Pretax income | 78,000 | 142,000 | 204,000 | 197,000 |
| Income tax | 7,000 | 6,000 | 10,000 | 10,000 |
| Net income | 71,000 | 136,000 | 194,000 | 187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,806,000 | 1,876,000 | 1,935,000 | 1,928,000 |
| Total capital | 1,914,000 | 1,988,000 | 2,046,000 | 2,038,000 |
| Risk-weighted assets | 10,753,000 | 11,683,000 | 10,818,000 | 10,843,000 |