Call reports 2026
SOMERSET TRUST COMPANY — 2026
What SOMERSET TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,460,076,000 | 2,467,590,000 |
| Total loans | 1,627,868,000 | 1,623,547,000 |
| Allowance for loan losses | 21,274,000 | 21,521,000 |
| Securities available for sale | 623,117,000 | 636,106,000 |
| Securities held to maturity | 4,373,000 | 4,364,000 |
| Trading assets | 0 | 0 |
| Total deposits | 2,016,190,000 | 1,996,981,000 |
| Interest-bearing deposits | 1,554,492,000 | 1,560,064,000 |
| Noninterest-bearing deposits | 461,698,000 | 436,917,000 |
| Equity capital | 187,790,000 | 200,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 33,151,000 | 69,199,000 |
| Interest expense | 9,985,000 | 19,586,000 |
| Net interest income | 23,166,000 | 49,613,000 |
| Noninterest income | 4,937,000 | 9,990,000 |
| Noninterest expense | 19,591,000 | 39,535,000 |
| Provision for loan losses | 589,000 | 1,182,000 |
| Pretax income | 8,038,000 | 16,952,000 |
| Income tax | 1,273,000 | 2,737,000 |
| Net income | 6,765,000 | 14,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 221,844,000 | 228,186,000 |
| Total capital | 244,454,000 | 250,625,000 |
| Risk-weighted assets | 1,808,229,000 | 1,794,135,000 |