Call report 2024Q4
SOMERSET TRUST COMPANY — 2024Q4
The 22 measures SOMERSET TRUST COMPANY reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,315,834,000 | USD | evidence → |
| Total loans | 1,542,740,000 | USD | evidence → |
| Allowance for loan losses | 18,779,000 | USD | evidence → |
| Securities available for sale | 598,652,000 | USD | evidence → |
| Securities held to maturity | 4,670,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,881,461,000 | USD | evidence → |
| Interest-bearing deposits | 1,480,233,000 | USD | evidence → |
| Noninterest-bearing deposits | 401,228,000 | USD | evidence → |
| Equity capital | 151,219,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 122,768,000 | USD | evidence → |
| Interest expense | 42,691,000 | USD | evidence → |
| Net interest income | 80,077,000 | USD | evidence → |
| Noninterest income | 19,387,000 | USD | evidence → |
| Noninterest expense | 69,395,000 | USD | evidence → |
| Provision for loan losses | 643,000 | USD | evidence → |
| Pretax income | 29,519,000 | USD | evidence → |
| Income tax | 4,992,000 | USD | evidence → |
| Net income | 24,527,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 196,514,000 | USD | evidence → |
| Total capital | 216,717,000 | USD | evidence → |
| Risk-weighted assets | 1,720,981,000 | USD | evidence → |