Call report 2023Q4
SOMERSET TRUST COMPANY — 2023Q4
The 22 measures SOMERSET TRUST COMPANY reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,199,963,000 | USD | evidence → |
| Total loans | 1,442,231,000 | USD | evidence → |
| Allowance for loan losses | 18,772,000 | USD | evidence → |
| Securities available for sale | 599,067,000 | USD | evidence → |
| Securities held to maturity | 4,961,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,787,382,000 | USD | evidence → |
| Interest-bearing deposits | 1,365,872,000 | USD | evidence → |
| Noninterest-bearing deposits | 421,510,000 | USD | evidence → |
| Equity capital | 142,455,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 105,112,000 | USD | evidence → |
| Interest expense | 25,179,000 | USD | evidence → |
| Net interest income | 79,933,000 | USD | evidence → |
| Noninterest income | 17,448,000 | USD | evidence → |
| Noninterest expense | 66,383,000 | USD | evidence → |
| Provision for loan losses | 3,400,000 | USD | evidence → |
| Pretax income | 27,379,000 | USD | evidence → |
| Income tax | 4,114,000 | USD | evidence → |
| Net income | 23,265,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 174,968,000 | USD | evidence → |
| Total capital | 195,257,000 | USD | evidence → |
| Risk-weighted assets | 1,629,869,000 | USD | evidence → |