Call report 2021Q4
SOMERSET TRUST COMPANY — 2021Q4
The 22 measures SOMERSET TRUST COMPANY reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,866,665,000 | USD | evidence → |
| Total loans | 1,133,085,000 | USD | evidence → |
| Allowance for loan losses | 20,291,000 | USD | evidence → |
| Securities available for sale | 514,492,000 | USD | evidence → |
| Securities held to maturity | 4,812,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,586,918,000 | USD | evidence → |
| Interest-bearing deposits | 1,182,049,000 | USD | evidence → |
| Noninterest-bearing deposits | 404,869,000 | USD | evidence → |
| Equity capital | 140,651,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 69,037,000 | USD | evidence → |
| Interest expense | 7,204,000 | USD | evidence → |
| Net interest income | 61,833,000 | USD | evidence → |
| Noninterest income | 18,237,000 | USD | evidence → |
| Noninterest expense | 60,338,000 | USD | evidence → |
| Provision for loan losses | 4,142,000 | USD | evidence → |
| Pretax income | 15,593,000 | USD | evidence → |
| Income tax | 1,610,000 | USD | evidence → |
| Net income | 13,983,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 137,665,000 | USD | evidence → |
| Total capital | 153,670,000 | USD | evidence → |
| Risk-weighted assets | 1,275,886,000 | USD | evidence → |