Call report 2020Q4
SOMERSET TRUST COMPANY — 2020Q4
The 22 measures SOMERSET TRUST COMPANY reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,610,627,000 | USD | evidence → |
| Total loans | 1,119,555,000 | USD | evidence → |
| Allowance for loan losses | 16,845,000 | USD | evidence → |
| Securities available for sale | 353,770,000 | USD | evidence → |
| Securities held to maturity | 4,862,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,328,240,000 | USD | evidence → |
| Interest-bearing deposits | 1,006,575,000 | USD | evidence → |
| Noninterest-bearing deposits | 321,665,000 | USD | evidence → |
| Equity capital | 131,654,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 65,961,000 | USD | evidence → |
| Interest expense | 10,216,000 | USD | evidence → |
| Net interest income | 55,745,000 | USD | evidence → |
| Noninterest income | 17,997,000 | USD | evidence → |
| Noninterest expense | 56,012,000 | USD | evidence → |
| Provision for loan losses | 6,563,000 | USD | evidence → |
| Pretax income | 12,804,000 | USD | evidence → |
| Income tax | 1,241,000 | USD | evidence → |
| Net income | 11,563,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 127,397,000 | USD | evidence → |
| Total capital | 142,332,000 | USD | evidence → |
| Risk-weighted assets | 1,192,505,000 | USD | evidence → |