Call report 2019Q4
SOMERSET TRUST COMPANY — 2019Q4
The 22 measures SOMERSET TRUST COMPANY reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,335,090,000 | USD | evidence → |
| Total loans | 944,168,000 | USD | evidence → |
| Allowance for loan losses | 11,802,000 | USD | evidence → |
| Securities available for sale | 295,813,000 | USD | evidence → |
| Securities held to maturity | 4,858,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,034,521,000 | USD | evidence → |
| Interest-bearing deposits | 831,440,000 | USD | evidence → |
| Noninterest-bearing deposits | 203,081,000 | USD | evidence → |
| Equity capital | 118,337,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 61,760,000 | USD | evidence → |
| Interest expense | 11,131,000 | USD | evidence → |
| Net interest income | 50,629,000 | USD | evidence → |
| Noninterest income | 14,255,000 | USD | evidence → |
| Noninterest expense | 51,949,000 | USD | evidence → |
| Provision for loan losses | 2,650,000 | USD | evidence → |
| Pretax income | 12,289,000 | USD | evidence → |
| Income tax | 1,122,000 | USD | evidence → |
| Net income | 11,167,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 119,546,000 | USD | evidence → |
| Total capital | 131,664,000 | USD | evidence → |
| Risk-weighted assets | 1,139,926,000 | USD | evidence → |