Call report 2018Q4
SOMERSET TRUST COMPANY — 2018Q4
The 22 measures SOMERSET TRUST COMPANY reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,230,098,000 | USD | evidence → |
| Total loans | 848,505,000 | USD | evidence → |
| Allowance for loan losses | 10,975,000 | USD | evidence → |
| Securities available for sale | 266,718,000 | USD | evidence → |
| Securities held to maturity | 4,819,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,002,860,000 | USD | evidence → |
| Interest-bearing deposits | 793,671,000 | USD | evidence → |
| Noninterest-bearing deposits | 209,189,000 | USD | evidence → |
| Equity capital | 93,196,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 55,431,000 | USD | evidence → |
| Interest expense | 9,461,000 | USD | evidence → |
| Net interest income | 45,970,000 | USD | evidence → |
| Noninterest income | 12,721,000 | USD | evidence → |
| Noninterest expense | 46,123,000 | USD | evidence → |
| Provision for loan losses | 1,560,000 | USD | evidence → |
| Pretax income | 11,139,000 | USD | evidence → |
| Income tax | 310,000 | USD | evidence → |
| Net income | 10,829,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 109,038,000 | USD | evidence → |
| Total capital | 120,409,000 | USD | evidence → |
| Risk-weighted assets | 1,026,636,000 | USD | evidence → |