Call report 2015Q4
SOMERSET TRUST COMPANY — 2015Q4
The 22 measures SOMERSET TRUST COMPANY reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 987,009,000 | USD | evidence → |
| Total loans | 646,898,000 | USD | evidence → |
| Allowance for loan losses | 9,553,000 | USD | evidence → |
| Securities available for sale | 262,150,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 10,350,000 | USD | evidence → |
| Total deposits | 790,755,000 | USD | evidence → |
| Interest-bearing deposits | 652,253,000 | USD | evidence → |
| Noninterest-bearing deposits | 138,502,000 | USD | evidence → |
| Equity capital | 86,618,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 42,922,000 | USD | evidence → |
| Interest expense | 6,398,000 | USD | evidence → |
| Net interest income | 36,524,000 | USD | evidence → |
| Noninterest income | 10,632,000 | USD | evidence → |
| Noninterest expense | 35,600,000 | USD | evidence → |
| Provision for loan losses | 3,422,000 | USD | evidence → |
| Pretax income | 9,459,000 | USD | evidence → |
| Income tax | 419,000 | USD | evidence → |
| Net income | 9,040,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 88,607,000 | USD | evidence → |
| Total capital | 98,395,000 | USD | evidence → |
| Risk-weighted assets | 809,248,000 | USD | evidence → |