Call report 2014Q4
SOMERSET TRUST COMPANY — 2014Q4
The 22 measures SOMERSET TRUST COMPANY reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 912,637,000 | USD | evidence → |
| Total loans | 565,620,000 | USD | evidence → |
| Allowance for loan losses | 7,131,000 | USD | evidence → |
| Securities available for sale | 263,986,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 10,395,000 | USD | evidence → |
| Total deposits | 741,039,000 | USD | evidence → |
| Interest-bearing deposits | 621,261,000 | USD | evidence → |
| Noninterest-bearing deposits | 119,778,000 | USD | evidence → |
| Equity capital | 82,694,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 38,424,000 | USD | evidence → |
| Interest expense | 5,862,000 | USD | evidence → |
| Net interest income | 32,562,000 | USD | evidence → |
| Noninterest income | 11,023,000 | USD | evidence → |
| Noninterest expense | 33,062,000 | USD | evidence → |
| Provision for loan losses | 585,000 | USD | evidence → |
| Pretax income | 11,621,000 | USD | evidence → |
| Income tax | 1,433,000 | USD | evidence → |
| Net income | 10,188,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 81,947,000 | USD | evidence → |
| Total capital | 89,319,000 | USD | evidence → |
| Risk-weighted assets | 660,846,000 | USD | evidence → |