Call report 2013Q4
SOMERSET TRUST COMPANY — 2013Q4
The 22 measures SOMERSET TRUST COMPANY reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 822,872,000 | USD | evidence → |
| Total loans | 489,262,000 | USD | evidence → |
| Allowance for loan losses | 7,337,000 | USD | evidence → |
| Securities available for sale | 256,359,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 5,724,000 | USD | evidence → |
| Total deposits | 678,898,000 | USD | evidence → |
| Interest-bearing deposits | 580,379,000 | USD | evidence → |
| Noninterest-bearing deposits | 98,519,000 | USD | evidence → |
| Equity capital | 65,933,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 36,617,000 | USD | evidence → |
| Interest expense | 5,441,000 | USD | evidence → |
| Net interest income | 31,176,000 | USD | evidence → |
| Noninterest income | 11,646,000 | USD | evidence → |
| Noninterest expense | 31,390,000 | USD | evidence → |
| Provision for loan losses | 1,625,000 | USD | evidence → |
| Pretax income | 11,740,000 | USD | evidence → |
| Income tax | 1,644,000 | USD | evidence → |
| Net income | 10,096,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 74,314,000 | USD | evidence → |
| Total capital | 81,857,000 | USD | evidence → |
| Risk-weighted assets | 603,118,000 | USD | evidence → |