Call report 2010Q4
SOMERSET TRUST COMPANY — 2010Q4
The 22 measures SOMERSET TRUST COMPANY reported to the FFIEC for 2010Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 642,926,000 | USD | evidence → |
| Total loans | 361,470,000 | USD | evidence → |
| Allowance for loan losses | 5,437,000 | USD | evidence → |
| Securities available for sale | 224,906,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 570,614,000 | USD | evidence → |
| Interest-bearing deposits | 476,462,000 | USD | evidence → |
| Noninterest-bearing deposits | 94,152,000 | USD | evidence → |
| Equity capital | 44,575,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 29,693,000 | USD | evidence → |
| Interest expense | 6,622,000 | USD | evidence → |
| Net interest income | 23,071,000 | USD | evidence → |
| Noninterest income | 7,440,000 | USD | evidence → |
| Noninterest expense | 22,876,000 | USD | evidence → |
| Provision for loan losses | 1,900,000 | USD | evidence → |
| Pretax income | 6,734,000 | USD | evidence → |
| Income tax | 1,293,000 | USD | evidence → |
| Net income | 5,441,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,141,000 | USD | evidence → |
| Total capital | 58,753,000 | USD | evidence → |
| Risk-weighted assets | 454,967,000 | USD | evidence → |