Call report 2009Q4
SOMERSET TRUST COMPANY — 2009Q4
The 22 measures SOMERSET TRUST COMPANY reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 554,721,000 | USD | evidence → |
| Total loans | 331,622,000 | USD | evidence → |
| Allowance for loan losses | 5,563,000 | USD | evidence → |
| Securities available for sale | 175,279,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 471,566,000 | USD | evidence → |
| Interest-bearing deposits | 397,423,000 | USD | evidence → |
| Noninterest-bearing deposits | 74,143,000 | USD | evidence → |
| Equity capital | 45,910,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,107,000 | USD | evidence → |
| Interest expense | 8,552,000 | USD | evidence → |
| Net interest income | 19,555,000 | USD | evidence → |
| Noninterest income | 7,177,000 | USD | evidence → |
| Noninterest expense | 20,699,000 | USD | evidence → |
| Provision for loan losses | 1,536,000 | USD | evidence → |
| Pretax income | 6,010,000 | USD | evidence → |
| Income tax | 1,123,000 | USD | evidence → |
| Net income | 4,887,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 49,079,000 | USD | evidence → |
| Total capital | 54,231,000 | USD | evidence → |
| Risk-weighted assets | 411,560,000 | USD | evidence → |