Call report 2006Q1
SOMERSET TRUST COMPANY — 2006Q1
The 22 measures SOMERSET TRUST COMPANY reported to the FFIEC for 2006Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 431,483,000 | USD | evidence → |
| Total loans | 261,902,000 | USD | evidence → |
| Allowance for loan losses | 5,290,000 | USD | evidence → |
| Securities available for sale | 124,119,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 353,823,000 | USD | evidence → |
| Interest-bearing deposits | 286,008,000 | USD | evidence → |
| Noninterest-bearing deposits | 67,815,000 | USD | evidence → |
| Equity capital | 35,524,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,372,000 | USD | evidence → |
| Interest expense | 2,448,000 | USD | evidence → |
| Net interest income | 3,924,000 | USD | evidence → |
| Noninterest income | 1,559,000 | USD | evidence → |
| Noninterest expense | 4,042,000 | USD | evidence → |
| Provision for loan losses | 210,000 | USD | evidence → |
| Pretax income | 1,212,000 | USD | evidence → |
| Income tax | 281,000 | USD | evidence → |
| Net income | 931,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,022,000 | USD | evidence → |
| Total capital | 41,523,000 | USD | evidence → |
| Risk-weighted assets | 278,316,000 | USD | evidence → |