Call report 2005Q2
SOMERSET TRUST COMPANY — 2005Q2
The 22 measures SOMERSET TRUST COMPANY reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 422,898,000 | USD | evidence → |
| Total loans | 250,796,000 | USD | evidence → |
| Allowance for loan losses | 6,659,000 | USD | evidence → |
| Securities available for sale | 132,910,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 328,969,000 | USD | evidence → |
| Interest-bearing deposits | 261,510,000 | USD | evidence → |
| Noninterest-bearing deposits | 67,459,000 | USD | evidence → |
| Equity capital | 35,389,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,519,000 | USD | evidence → |
| Interest expense | 4,098,000 | USD | evidence → |
| Net interest income | 7,421,000 | USD | evidence → |
| Noninterest income | 2,337,000 | USD | evidence → |
| Noninterest expense | 7,192,000 | USD | evidence → |
| Provision for loan losses | 1,758,000 | USD | evidence → |
| Pretax income | 821,000 | USD | evidence → |
| Income tax | 68,000 | USD | evidence → |
| Net income | 753,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,892,000 | USD | evidence → |
| Total capital | 39,265,000 | USD | evidence → |
| Risk-weighted assets | 266,556,000 | USD | evidence → |