Call report 2003Q4
SOMERSET TRUST COMPANY — 2003Q4
The 22 measures SOMERSET TRUST COMPANY reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 400,804,000 | USD | evidence → |
| Total loans | 237,412,000 | USD | evidence → |
| Allowance for loan losses | 5,189,000 | USD | evidence → |
| Securities available for sale | 113,410,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 305,774,000 | USD | evidence → |
| Interest-bearing deposits | 246,133,000 | USD | evidence → |
| Noninterest-bearing deposits | 59,641,000 | USD | evidence → |
| Equity capital | 33,605,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,425,000 | USD | evidence → |
| Interest expense | 9,021,000 | USD | evidence → |
| Net interest income | 12,404,000 | USD | evidence → |
| Noninterest income | 5,548,000 | USD | evidence → |
| Noninterest expense | 14,025,000 | USD | evidence → |
| Provision for loan losses | 861,000 | USD | evidence → |
| Pretax income | 3,580,000 | USD | evidence → |
| Income tax | 456,000 | USD | evidence → |
| Net income | 3,124,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,189,000 | USD | evidence → |
| Total capital | 36,374,000 | USD | evidence → |
| Risk-weighted assets | 252,764,000 | USD | evidence → |