Call report 2003Q1
SOMERSET TRUST COMPANY — 2003Q1
The 22 measures SOMERSET TRUST COMPANY reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 382,956,000 | USD | evidence → |
| Total loans | 249,084,000 | USD | evidence → |
| Allowance for loan losses | 4,843,000 | USD | evidence → |
| Securities available for sale | 88,772,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 289,232,000 | USD | evidence → |
| Interest-bearing deposits | 239,170,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,062,000 | USD | evidence → |
| Equity capital | 33,007,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,410,000 | USD | evidence → |
| Interest expense | 2,329,000 | USD | evidence → |
| Net interest income | 3,081,000 | USD | evidence → |
| Noninterest income | 1,434,000 | USD | evidence → |
| Noninterest expense | 3,567,000 | USD | evidence → |
| Provision for loan losses | 105,000 | USD | evidence → |
| Pretax income | 856,000 | USD | evidence → |
| Income tax | 159,000 | USD | evidence → |
| Net income | 697,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,499,000 | USD | evidence → |
| Total capital | 34,718,000 | USD | evidence → |
| Risk-weighted assets | 255,859,000 | USD | evidence → |