Call reports 2016
WORLD'S FOREMOST BANK — 2016
What WORLD'S FOREMOST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 5,023,668,000 | 5,653,928,000 | 5,731,797,000 | 5,896,895,000 |
| Total loans | 4,885,828,000 | 5,179,062,000 | 5,327,656,000 | 5,735,282,000 |
| Allowance for loan losses | 74,753,000 | 83,950,000 | 102,497,000 | 118,343,000 |
| Securities available for sale | 573,000 | 534,000 | 534,000 | 499,000 |
| Securities held to maturity | 2,972,000 | 2,945,000 | 2,903,000 | 2,861,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 875,148,000 | 1,207,429,000 | 1,186,162,000 | 1,177,860,000 |
| Interest-bearing deposits | 865,556,000 | 1,196,874,000 | 1,176,674,000 | 1,168,857,000 |
| Noninterest-bearing deposits | 9,592,000 | 10,555,000 | 9,488,000 | 9,003,000 |
| Equity capital | 530,948,000 | 562,514,000 | 592,581,000 | 620,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 139,747,000 | 280,929,000 | 436,272,000 | 597,710,000 |
| Interest expense | 19,873,000 | 40,801,000 | 64,080,000 | 88,177,000 |
| Net interest income | 119,874,000 | 240,128,000 | 372,192,000 | 509,533,000 |
| Noninterest income | 95,593,000 | 201,235,000 | 306,536,000 | 413,757,000 |
| Noninterest expense | 131,770,000 | 275,442,000 | 421,996,000 | 574,792,000 |
| Provision for loan losses | 22,820,000 | 55,224,000 | 99,006,000 | 147,661,000 |
| Pretax income | 60,877,000 | 110,697,000 | 157,726,000 | 200,837,000 |
| Income tax | 22,039,000 | 40,293,000 | 57,255,000 | 72,738,000 |
| Net income | 38,838,000 | 70,404,000 | 100,471,000 | 128,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 530,948,000 | 562,514,000 | 592,581,000 | 620,209,000 |
| Total capital | 593,631,000 | 629,360,000 | 661,180,000 | 693,533,000 |
| Risk-weighted assets | 5,002,562,000 | 5,330,591,000 | 5,454,058,000 | 5,820,910,000 |