Call reports 2015
WORLD'S FOREMOST BANK — 2015
What WORLD'S FOREMOST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 4,524,276,000 | 4,634,560,000 | 4,798,016,000 | 5,381,132,000 |
| Total loans | 4,239,107,000 | 4,473,988,000 | 4,672,298,000 | 5,142,059,000 |
| Allowance for loan losses | 55,942,000 | 54,742,000 | 65,962,000 | 75,911,000 |
| Securities available for sale | 648,000 | 611,000 | 611,000 | 573,000 |
| Securities held to maturity | 2,130,000 | 1,977,000 | 2,321,000 | 3,004,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 822,701,000 | 836,696,000 | 896,616,000 | 888,987,000 |
| Interest-bearing deposits | 813,022,000 | 827,475,000 | 887,948,000 | 879,899,000 |
| Noninterest-bearing deposits | 9,679,000 | 9,221,000 | 8,668,000 | 9,088,000 |
| Equity capital | 502,027,000 | 531,315,000 | 522,137,000 | 532,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 111,927,000 | 224,892,000 | 349,833,000 | 481,732,000 |
| Interest expense | 15,619,000 | 32,429,000 | 50,628,000 | 68,827,000 |
| Net interest income | 96,308,000 | 192,463,000 | 299,205,000 | 412,905,000 |
| Noninterest income | 88,303,000 | 187,559,000 | 289,539,000 | 396,711,000 |
| Noninterest expense | 122,985,000 | 256,596,000 | 396,505,000 | 551,010,000 |
| Provision for loan losses | 13,230,000 | 29,061,000 | 57,213,000 | 85,120,000 |
| Pretax income | 48,396,000 | 94,365,000 | 135,026,000 | 173,486,000 |
| Income tax | 17,670,000 | 34,351,000 | 49,190,000 | 62,677,000 |
| Net income | 30,726,000 | 60,014,000 | 85,836,000 | 110,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 502,027,000 | 531,315,000 | 522,137,000 | 532,110,000 |
| Total capital | 556,876,000 | 586,057,000 | 582,191,000 | 598,419,000 |
| Risk-weighted assets | 4,387,141,000 | 4,600,050,000 | 4,798,395,000 | 5,295,150,000 |