Call reports 2014
WORLD'S FOREMOST BANK — 2014
What WORLD'S FOREMOST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 4,218,537,000 | 4,097,431,000 | 4,448,662,000 | 4,913,482,000 |
| Total loans | 3,772,720,000 | 3,974,343,000 | 4,087,640,000 | 4,503,514,000 |
| Allowance for loan losses | 51,010,000 | 47,350,000 | 52,700,000 | 56,572,000 |
| Securities available for sale | 715,000 | 685,000 | 685,000 | 648,000 |
| Securities held to maturity | 1,470,000 | 1,440,000 | 1,415,000 | 1,260,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 949,126,000 | 850,139,000 | 839,368,000 | 815,847,000 |
| Interest-bearing deposits | 940,141,000 | 841,027,000 | 830,410,000 | 806,056,000 |
| Noninterest-bearing deposits | 8,985,000 | 9,112,000 | 8,958,000 | 9,791,000 |
| Equity capital | 481,042,000 | 455,610,000 | 473,466,000 | 471,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 94,219,000 | 188,870,000 | 292,204,000 | 400,948,000 |
| Interest expense | 15,886,000 | 31,689,000 | 47,844,000 | 64,165,000 |
| Net interest income | 78,333,000 | 157,181,000 | 244,360,000 | 336,783,000 |
| Noninterest income | 83,108,000 | 175,418,000 | 270,161,000 | 369,680,000 |
| Noninterest expense | 115,614,000 | 253,856,000 | 388,530,000 | 532,817,000 |
| Provision for loan losses | 12,714,000 | 23,028,000 | 42,116,000 | 61,922,000 |
| Pretax income | 33,113,000 | 55,715,000 | 83,875,000 | 111,724,000 |
| Income tax | 12,536,000 | 20,570,000 | 30,874,000 | 40,888,000 |
| Net income | 20,577,000 | 35,145,000 | 53,001,000 | 70,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 481,042,000 | 455,610,000 | 473,466,000 | 471,301,000 |
| Total capital | 529,917,000 | 502,960,000 | 526,166,000 | 527,873,000 |
| Risk-weighted assets | 3,907,903,000 | 4,049,009,000 | 4,230,603,000 | 4,660,636,000 |